Bankruptcy
McCase Law Firm, PLLC., has extensive experience helping individuals navigate the Chapter 7 bankruptcy process throughout West Virginia and Ohio. We handle cases involving overwhelming debt, including credit card debt, medical bills, and personal loans, guiding clients through the complexities of bankruptcy law. Our firm provides strategic legal guidance to help you understand your options, protect your assets, and achieve a fresh financial start. When necessary, we offer strong representation in filing your Chapter 7 petition, working diligently to secure favorable outcomes and provide relief from financial hardship.
The Bankruptcy Process
With a few exceptions, all debtors must participate in a credit counseling course with a government-approved nonprofit credit counseling agency before filing for Chapter 7 bankruptcy to determine if there’s another way to repay the debt. Borrowers who have filed for Chapter 7 bankruptcy are often allowed to keep their assets, including their home, vehicles, retirement accounts, cash, and other assets; mortgage and auto loans will not be affected by the bankruptcy and should be paid as usual each month. Chapter 7 bankruptcy stays on the credit report for ten years. This often makes credit less available and loan terms less favorable for borrowers who have declared bankruptcy; however, each debtor’s experience will be different.
Contact McCase Law Firm, PLLC.
Our highly experienced Chapter 7 bankruptcy attorney has helped clients overcome their debt by guiding them through the bankruptcy process. Call our office today to schedule a free in-person consultation, phone call, or video chat!